No-Fault Insurance
Our no-fault accident lawyers in New York are well-versed in no-fault law. New York State’s no-fault law provides individuals with a type of insurance they may be able to collect if they have suffered an injury or damages in a vehicle accident. No-fault insurance is designed to pay cyclists, drivers, pedestrians and passengers up to $50,000 for their economic losses in an accident, regardless of who caused the accident. No-fault insurance typically compensates accident victims for medical bills and lost wages. Filing a no-fault claim, however, does not guarantee injured individuals full compensation for their damages.
Accident victims cannot collect compensation for pain and suffering by filing a no-fault claim. In order to receive full compensation for economic losses and pain and suffering caused by the accident, injured individuals must file a negligence lawsuit against the party that caused the accident. Our no-fault attorneys in NYC use every resource at our disposal to recover the compensation you deserve.
Schedule a Free Case Evaluation
Who Is Eligible For No-Fault Insurance?
While cyclists, drivers, pedestrians and passengers may be able to collect no-fault insurance, several conditions must be met in order to do so:
- The accident must have occurred in the State of New York
- The injured individual had to have been either the driver or passenger of the insured vehicle (this condition does not apply to cyclists and pedestrians who have been struck by a vehicle)
- The vehicle involved in the accident must have an insurance company that is licensed to do business in the State of New York
- The vehicle must be registered in the State of New York
Who Cannot Make A No-Fault Claim?
The injured party is not eligible to make a no-fault claim if any of the following are true:
- The injured party was driving a motorcycle
- The injured party was operating a scooter or Vespa
- The injured party was operating a vehicle under the influence of alcohol or drugs
- The other driver's insurance company is not licensed to do business in New York
Why Should I Retain An NYC No-Fault Accident Lawyer When Filing A Claim?
The application process for filing a no-fault claim is long and complex. While the application was designed to be simple, its complex structure often has the reverse effect. Insurance companies have perverted the application process, attempting to use even the smallest errors, such as a missed deadline, medical appointment or incorrect entry on the application to deny accident victims the benefits they may be entitled. Furthermore, insurance companies may even look to deny victims coverage when the application is filled out and submitted correctly. As a result, it is within accident victims' best interests to retain a skilled no-fault insurance attorney. At Queller, Fisher, Washor, Fuchs & Kool and The Law Office Of William A. Gallina, LLP, our no-fault lawyers have experience dealing with no-fault claims and insurance companies. Our NYC no-fault attorneys realize that the application process is complex and difficult to understand. As a result, we will handle all aspects of the application process. Furthermore, our attorneys will file lawsuits on our client's behalf if their accident was the result of another driver's negligence. We have been handling no-fault claims and auto accident lawsuits for over 60 years and have secured our clients many favorable verdicts and settlements.*