The New York car accident lawyers and personal injury and wrongful death attorneys at Queller, Fisher, Washor, Fuchs & Kool are sometimes asked by injured accident victims if they should bother to pursue a case even if the at-fault driver has no insurance.

The uninsured motorist and underinsured accident lawyers Queller, Fisher, Washor, Fuchs & Kool urge anyone who has been injured by an uninsured or underinsured driver to seek the advice of an experience attorney right away.

Those injured by uninsured or underinsured drivers in New York are left most vulnerable and too often do not recover accident damages without the assistance of an experienced and qualified New York car accident attorney.

The fact is, far too many people drive with little or no car insurance and when they cause an accident, even if they have insurance, it is often inadequate to cover the losses of a person seriously injured or killed in a New York traffic crash.

The New York mandatory minimum insurance requirements of $25,000 bodily injury per person and $50,000 bodily injury per accident is woefully inadequate. We routinely see people with medical bills in excess of $25,000, not counting lost wages, disability and other costs associated with serious car accidents.

The Insurance Research Council estimates that almost 1 in 6 drivers in the United State is uninsured. In New York, 1 in 20 drivers are estimated to be driving uninsured. New York’s 11.4 million drivers ranks fourth in the nation and equates to more than 570,000 drivers on our roads with no insurance in the event of an accident.

In other cases, at-fault drivers may indicate at an accident scene that they carry little or no insurance in an effort to minimize the chances that you will seek to recover damages from them as a result of an accident.

At Queller, Fisher, Washor, Fuchs & Kool, our experienced team of personal injury lawyers, investigators and support staff will research the coverage available and can assist in recovering damages from the at-fault driver’s assets.

Insurance carried by the vehicle’s owner (if different from the driver), as well as policies held on vehicles in the driver or car owner’s household might also allow for a recovery.

And, if no other insurance is available, or if the insurance or assets of the at-fault driver do not adequately cover your losses, Queller, Fisher, Washor, Fuchs & Kool can assist you in recovering compensation from your own insurance carrier.

If you or someone you love has been seriously injured or killed in a New York car accident involving an uninsured or underinsured driver, call the personal injury and wrongful death lawyers at Queller, Fisher, Washor, Fuchs & Kool today for a free appointment to discuss your rights.

Call the New York law office of Queller, Fisher, Washor, Fuchs & Kool at 212-406-1700 to discuss your case.